Donald Pearson is an Investment and Portfolio Analyst for Pearson Capital, Inc. His corporate background includes twenty-plus years of marketing and financial experience, while teaching 401k application and personal portfolio management. Today he conducts educational seminars on how to structure investments to include portfolio diversification and management, IRA’s (Roth, Traditional, College) SEP’s, KEOGH’s, CD’s, Bond’s, 401k (including before and after tax contributions, how, when and why to roll over, when to begin withdrawals), short-and long -ange goal setting, retirement planning, understanding risk versus reward, and asset growth versus inflation.