Stephen P. Percoco, editor and publisher of Income Builder, is a security analyst with more than 25 years of analytical experience. He was formally trained in credit analysis at a major commercial bank, worked on Wall Street as a high yield debt analyst and has evaluated equity securities for more than 20 years. He has published Income Builder for the past ten years. In 2004, Steve founded the Springfield, New Jersey Investor Education Group of the American Association of Individual Investors. He has served as a member of the FASB’s User Advisory Council. Mr. Percoco is a graduate of Bowdoin College and Harvard Business School.