Daniel Alan Seiver is a Professor of Economics (Emeritus) at Miami University (Ohio) where he taught from 1978 to 2005. He is currently a Lecturer in Finance at San Diego State University. Seiver’s academic research has been published in leading economics journals including the American Economic Review (Papers and Proceedings), the International Economic Review, and the Review of Income and Wealth. He is the author of Outsmarting Wall Street (3rd edition, 1994), the basis for the PAD System. Seiver’s comments on financial markets and the economy have been quoted in the New York Times, the Wall Street Journal, Forbes, Fortune, Money, Business Week, and many other financial and online publications. He has been a Guest Market Monitor on the PBS program Nightly Business Report. Seiver received his BA and his PhD in Economics from Yale.