Consistent performance in both up and down markets is the hallmark of the top-rated No-Load Mutual Fund Selections & Timing Newsletter. Hulbert Financial Digest has rated it among the top fund newsletters over the last 15, 10, and 5 years. The monthly newsletter tracks about 800 no-load funds and ETFs, and ranks them according to their risk-adjusted relative performance. Picks are selected from the leaders for four very clear, specific, real-time portfolios. The funds are held as long as they are top performers. When funds lag, they are sold and replaced by new leaders. The newsletter also provides market timing. Between issues, subscribers receive email hotline reports.