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Personal Finance

Getting your personal finances in order is the first step to financial independence. After all, how can you create wealth while you’re in debt? Some of the best methods for securing your personal finances is to find ways where you can save money. For example, you can build your credit, save money on insurance, and plan for circumstances like having a child or even your own funeral.

It’s those unforeseen debts—such as a medical bill—that can empty a savings account quickly and make it harder to catch up and get ahead again. Some personal finance gurus will tell you to put away half of your paycheck (or more), and while that’s certainly ideal, it’s not the only or the easiest way to start getting ahead. Paying off your debts and beginning to save in every way you can is how you start on the path to financial independence.

Our personal finance articles below will show you how to get yourself into a more secure position to be debt-free and start accumulating wealth. You’ll discover more about estate planning, financing education, choosing better insurance, refinancing, retirement planning, retirement living, and improving your credit.

Personal Finance Post Archives
Seeking out the safest investments for retirement will help you keep more of your money, helping you have a more comfortable retirement.
Understand these guidelines for writing a last will and testament and you could do the process yourself, saving money along the way.
If you want to own your own business it can take your finances to the next level, but you need to ask yourself these questions first.
With high home prices and high mortgage rates, it may not feel like you can profit from real estate right now. But you can, and here’s how.
There are many ways to operate when thinking about how to create wealth investing in real estate properties.
AI is everywhere these days, including your bank and brokerage accounts. Here are 11 ways you can expect artificial intelligence to impact your finances.
Arrived, a new fractional real estate investing platform, is one path to investing in real estate without breaking the bank, but it’s not the only way.
Discover options for the best place to retire in the world on a budget if you are dreaming of getting away after your working years.
Mortgage rates have eased slightly in the last month but remain near 20-year highs. Should prospective homebuyers buy mortgage points to save on monthly housing expenses?
Senior housing has expanded beyond care homes to include new concepts like village living and cohousing communities, but it’s important to make sure your lifestyle aligns with the community.
Preparing for retirement typically includes reducing aggressive holdings, the best balanced funds for retirement can help.
Certain businesses are struggling in this high-priced environment. If you own a business, here are a few inflation-fighting strategies.
Job hunting can be stressful, but the current environment means there’s never been a better time for job seekers. Here’s where to start.
Making future plans for your property is easier if you work with attorneys that handle wills, especially in a complex situation.
Learn how to research and find affordable independent living for seniors so you can find the right place at a reasonable price.