Inflation, Inflation, Inflation! You can’t turn on the TV without hearing someone talk about inflation and rising prices. And, once in a while, you hear a quote that actually makes sense, like these:

• “Inflation is taxation without legislation.” Milton Friedman
• “Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man.” Ronald Reagan
• “Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won’t grow any faster than the rate of inflation.” Suze Orman

According to thebalance.com, we have not seen really high inflation since the early 1980s, amidst a rash of savings and loan failures and a recession. Here is how inflation has looked since the mid-20th century:

Now with the Federal Reserve set to raise rates three times in 2023, I thought it might be prudent to talk about inflation.

Here is what Fed Chairman Jerome (Jay) Powell had to say in his press conference last week:

“Supply and demand imbalances related to the pandemic and the reopening of the economy have continued to contribute to elevated levels of inflation. In particular, bottlenecks and supply constraints are limiting how quickly production can respond to higher demand in the near term.

“Overall inflation is running well above our 2 percent longer-run goal and will likely continue to do so well into next year. While the drivers of higher inflation have been predominantly connected to the dislocations caused by the pandemic, price increases have now spread to a broader range of goods and services. In light of the strengthening labor market and elevated inflation pressures, we decided to speed up the reductions in our asset purchases.”

The result of those statements: The Federal Reserve is tapering off its bond buying faster to decrease economic stimulation. Tapering is now scheduled to be completed by March. And most of the Fed officials are now estimating that we will see “at least three more rate increases in 2023 and two more in 2024.”

Read the feature article in this month’s magazine now to learn all about how you can beat inflation and prosper.

First, you get a complete and concise definition of “What is inflation?”—including all the pros and cons (yes, inflation isn’t always all bad!). And you get a concise explanation of what rising inflation means to you as a consumer—from energy and home-heating costs to automobiles, food, and home-buying, you’ll get a good picture of how today’s inflation affects these purchases.

As a consumer, you get two detailed steps for mitigating the effects of inflation when you read this article:

• Step 1: The Consumer Products You Might Want to Buy Now Instead of Later: Get all the details about six categories of items you should consider buying now, to avoid the likely spike in costs later as inflation rises.
• Step 2: Pay Down Some Debt: As interest rates rise next year, so will the price of the debt you are carrying. So, you may want to consider reducing, eliminating, or refinancing some of your debt balances. In this article, get a list of the top three types of debt you should consider paying down—and all the reasons why!

When you read this article in the January 2022 issue of our Magazine, you’ll learn all about how rising inflation affects individual investors—and you get detailed advice, in two steps, about how to adjust your investing strategy for inflationary times:

• Step 1: Which Investment Products Do You Want to Buy or Add to Now?: What should you do about your retirement accounts, including IRAs and Roth IRAs? And what about 529 plans—are they worth considering now … or changing your investment level? Find out in this article!
• Step 2: Which Investments Tend to Fare Better or Worse During Periods of Rising Inflation?: Which are best in inflationary times—value, growth, or income stocks? What about small-cap stocks, treasury securities, and high-yield bonds—should you continue investing in these? And should real estate be one of your investment considerations now—or has real estate leveled off? Get all the answers when you read this article.

Finally, get five specific stock recommendations for protecting your portfolio during inflation … and for actually profiting from the inflationary environment!

Read this article now to learn how to protect your wealth during these inflationary times—and get everything else in this issue of our magazine, including:

• Inflation: How to buy, save, and invest to protect your wealth during these inflationary times.
• Follow this Japanese Investing Legend into Indian Stocks: Masayoshi Son is a renowned Japanese investor, and if he thinks investing in India is a smart move, you should too. Get the details about investing in India now.
• Surveying the EV Stock Landscape—Which are Worth Buying Today?: The EV industry is growing fast, but which companies will get off the blocks fast and which will be left in the dust? Find out now in this article!
• How to Spot, and Profit from, Early-Stage Growth Stocks: The right trading system is part system and part trader, but these 8 rules will lead you to some big winners!
• A Better Alternative to Paying Off Your Mortgage: Given the current low interest rates, is continuing to carry a mortgage worth having extra trading liquidity? Learn the answer now!
• 2 Short-Term, High-Yield Investments to Consider: If you’re worried you’ve missed out on all this massive bull market has to offer, you’re in luck—you can still find companies offering sky-high yields. Discover which companies when you read this article.
• 5 Under-the-Radar Small Caps for 2022: Finding high-potential growth stocks while they’re still small can lead to big wins; these five small caps are currently flying under the radar. Check them out now.
• The Perfect Value Stock for an Overvalued Market: Huge returns over the last two years have made much of the market significantly overvalued from a historical perspective. It might be time to consider stocks with lower expectations priced in—get a great stock recommendation when you read this article.
• These 2 Stocks Actually Benefit from High Inflation: With the Fed dropping claims that inflation is transitory, it’s time to consider how to best position your portfolio as costs and consumer prices continue to rise. Learn about two profitable stocks during high inflation!
• Why You Shouldn’t Try to Create Your Own Index: Saving on fees is great, but that doesn’t mean you should try and build your own no-cost fund. Find out why when you read this article now.
• 3 Indirect Ways to Profit from the EV Industry: Booming EV industry growth means there’s ample investment opportunity in automakers and the ecosystem they’re creating. Get all the details in this article now!

This latest issue of our Magazine is ready for you to access now, to discover how to weather the inflation storm and actually prosper during these times of rising costs … and much more. Read it now!